Send money to anyone with a handle.
Type their handle, pick an amount, send. There is nothing for them to download and nothing for you to set up. If they have not joined yet, the money simply waits until they do.
Continue with Google or X. Free to open, takes one tap.
Send
To
Amount
USDCShe has not joined yet, so it waits for her
+$25.00
landed the moment she signed in
Seconds
for money to land
$0
for the person you pay
One tap
to open your account
Nothing
for them to install
The way it works now
Sending someone money still asks far too much of both of you.
A wall of letters and numbers
Copy it wrong by one character and the money is gone, with nobody to call about it.
They have to sign up first
You cannot pay someone until they have gone and made an account, picked a password and saved a code.
Small amounts cost too much
By the time the fees are out, sending someone ten dollars is not really worth doing.
How it works
Three steps, and only one of them is yours.
Type a handle
Any X handle. You do not need their address, their number, or their permission.
Send the money
It goes straight away if they are here. If they are not, it waits, and nobody else can touch it.
They sign in
One tap and it is theirs. No app to download, nothing to write down, nothing to set up.
What you can do
Everything you would expect, and the part nobody else does.
Pay a name, not a code
Type the handle you already know them by. Nothing to copy, nothing to paste wrong, nothing to check twice before you press send.
Money that waits
Paying someone who has never heard of us works exactly the same. It waits until they sign in.
Pay a whole list at once
Five people, one screen, one confirmation.
Take it back
Wrong person, or they never turned up? Unclaimed money comes back to you in full.
Cash out
Move it on to an account you already use whenever you want it out.
If you are sending
You need one thing: their handle
- No address to ask them for
- No waiting for them to sign up
- Take it back if they never claim it
- See exactly where every payment got to
If you are getting paid
You need nothing at all
- Nothing to download
- Nothing to write down or keep safe
- Sign in the way you always do
- Anything sent before you joined is already there
Questions
The things people ask first.
Still wondering about something? The docs go into far more detail than this page has room for.
Read the docsNo. That is the whole point. You send to their handle and the money is held for them. When they sign in for the first time, with one tap, it is already there. If they never turn up, you take it back.
Opening your account is free, and the person you pay never pays anything to receive. We cover the network cost of every payment, so a small amount stays a small amount.
Seconds. If the person you paid has already signed in once, it is in their balance before you have closed the tab.
If they have not claimed it yet, you can take it back from your activity list and the money returns to you in full. Once someone has claimed a payment it belongs to them, the same as cash.
Nothing. No long code, no twelve words, no file to back up. You sign in the way you already sign in to everything else, and your money is there.
Yes. You can send it on to anyone, move it to an account you already use, or cash out. You are never locked in.
In an account that belongs to you and nobody else, with its own address you can look up at any time. We cannot spend it and we cannot freeze it.
Your money, at a name people already know you by.
No addresses to copy. Nothing to install. Just a handle and an amount.
Free to open. One tap with Google or X.